Time to replace or add a work vehicle.
A new ute, van or 4WD for the business — check your finance before you pick the vehicle.
For established Australian businesses
Buying a vehicle, truck or machinery? Check your finance options.
Finance for utes, vans, trucks and earthmoving equipment through a broker who compares lenders. Answer a few quick questions and a broker's team will call you.
60-Second Eligibility CheckStep 1
No credit check to take the quiz · Free · Business use only
- Vehicles, trucks and earthmoving equipment
- A broker compares lenders for you
- Free check, takes about 60 seconds
ABN 2+ yearsBusiness use onlyProperty owner$50k+ finance
Sound familiar?
Don't take the first offer. A broker compares lenders for you.
Buying a truck or trailer.
Found the truck? A broker can compare lenders before someone else buys it.
Short a machine on a big job.
Hiring gear eats into the margin. Owning the right excavator or loader can make more sense.
The bank or dealer moved too slow.
Don't take the first offer on the car yard. A broker shops it across a panel of lenders.
No time for heavy paperwork.
Some lenders offer less paperwork for established businesses where the owner owns property.
How it works
No black box. Here's exactly what happens.
01
Answer a few questions.
About 60 seconds. A few quick details about your business and the vehicle or equipment you want.
02
A broker compares lenders.
Your answers go to a finance broker who checks them against a panel of lenders whose criteria may fit your situation.
03
A broker's team calls you.
To talk through your options for the asset you want to finance. No obligation.
What it's for
Ute, van or 4WD
Truck or trailer
Excavator or loader
Earthmoving machinery
Property-owner options
Why use a broker
Built for businesses that don't take the first offer.
Bank or dealer direct
Through a finance broker
Speed
SpeedCan take weeks
SpeedA broker shops it around
Options
OptionsOne lender's range
OptionsA panel of lenders compared
Paperwork
PaperworkYou handle it all
PaperworkBroker pulls it together
Low doc
Low docOften no
Low docLess paperwork may apply
The asset
The assetMay limit makes or age
The assetNew or used, many types
General comparison only. Every lender sets its own criteria.
Who this is for
- You hold an ABN registered 2+ years
- You own residential property in Australia
- Your business turns over $30k+ a month
- You want $50k+ for a vehicle or equipment, business use
Business use only. Owning property does not guarantee approval.
What clients say
Stories from Australian businesses we've helped.
Sarah Mitchell
Landscaping, Melbourne
“Needed a second ute for the crew. The broker found a lender and had it sorted before the job started.”
James Cooper
Transport, Brisbane
“Found the truck I wanted. Used a broker instead of taking the dealer's first offer — glad I did.”
Karen Walsh
Earthmoving, Perth
“Short an excavator for a big civil job. The broker knew which lenders would finance used gear.”
Questions
Good to know.
Is BFC a lender?
No. We're a referral service. We connect Australian business owners with a finance broker who compares lenders for the asset you want to finance.
Will the check affect my credit score?
No. The check is not a credit application and doesn't run a credit check. A lender may run one later, only with your permission.
What assets can I finance?
Vehicles (utes, vans, 4WDs), trucks and trailers, and earthmoving or construction machinery — excavators, loaders, skid steers and similar. Business use only.
Do I need an ABN?
Yes. This is for established Australian businesses with an ABN registered for 2+ years.
Do I need to own property?
Yes. This program is for business owners who own residential property in Australia. Some lenders offer simpler applications where the owner owns property.
How much finance can I check?
The check is for $50k or more. Owning property does not guarantee approval. Lender criteria apply.
Is this for personal use?
No. Business use only. We don't arrange finance for personal, domestic or household use, or for working capital, ATO debt or debt consolidation.
How fast is it?
A broker's team aims to call you after you finish the check. Timeframes depend on the lender, your circumstances and your documents, and are not guaranteed.
What does it cost?
The check is free. Any broker or lender fees are explained to you before you go ahead.
See what finance you may qualify for.
60 seconds. No credit check to take the quiz. Business use only.